Effective Date: 01/01/2024
Welcome to One Step for All Loans (OSAL). By accessing or using our website, mobile application, or services, you agree to abide by the following Terms and Conditions. Please read them carefully before proceeding.
By using our platform, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you do not agree, please refrain from using our services.
OSAL acts as a facilitator, connecting users with partner banks for various financial products, including loans and credit cards. We do not guarantee loan approvals or specific terms; these are subject to the policies and discretion of our partner banks.
OSAL may charge service fees for specific offerings. Any such fees will be disclosed upfront. Additional charges from partner banks or third parties may apply and are the sole responsibility of the user.
OSAL provides its services on an "as-is" and "as-available" basis. We do not warrant uninterrupted access or error-free functionality. OSAL is not liable for:
All content, including text, graphics, logos, and software on the OSAL platform, is the intellectual property of OSAL or its licensors. Unauthorized use, reproduction, or distribution is prohibited.
Our Privacy Policy governs how we collect, use, and protect user data. By using our services, you consent to our data practices as outlined in the Privacy Policy.
OSAL may provide links to third-party websites or services. These are provided for convenience, and OSAL is not responsible for their content or practices. Users should review the terms and privacy policies of third-party platforms before engaging with them.
OSAL reserves the right to suspend or terminate a user’s access to its platform without prior notice if these Terms are violated. Users may terminate their use of our services by ceasing to access the platform.
These Terms are governed by the laws of [Insert Jurisdiction]. Disputes arising from these Terms or the use of our services shall be resolved through arbitration in accordance with [Insert Arbitration Rules].
OSAL reserves the right to update these Terms and Conditions at its discretion. Updated terms will be posted with an effective date. Continued use of our services constitutes acceptance of the revised terms.